You want to protect your family in uncertain times and ensure that they have the funds they need for a bright and secure future. 1Life’s long-term insurance products will help you provide for your family in the face of illness, disability and death. Our investment products will help you invest with peace of mind and grow your wealth. No matter what your life stage, or your hopes and dreams for your family, 1Life has the right product for you.

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1lIFE RISK PRODUCT SUITE
1LIFE ELEVATED PURE LIFE COVER
Up To R10 MILLION Sum Assured

- Limited Underwriting 

- No HIV test required 

- R50 000 Funeral Benefit (natural/ accidental death) 

- No waiting periods applicable on natural & Accidental death 

- Suicide is covered after 2 years from the commencement of cover - Terminal illness benefit 

- Select up to 10 beneficiaries - Whole of life policy

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1LIFE FUNERAL COVER
Up To R50 000 sum assured

- Up to 16 members

- 6-month natural death waiting period 1-month accidental death waiting period 

- Repatriation, Headstone & Grocery benefit 

- 2 year premium waiver benefit 

- Whole of life policy

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1LIFE PURE LIFE COVER - LIMITED uNDERWRITING
Up To R500 000 Sum Assured

- Limited Underwriting 

- No HIV test required 

- R50 000 Funeral Benefit (natural/ accidental death) 

- No waiting periods applicable on natural & Accidental death (2 year waiting period for suicide) 

- Terminal illness benefit 

- Select up to 10 beneficiaries 

- Whole of life policy

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1LIFE PULSE COVER
Up To R500 000 in Additional Life Cover Over Two Years

- Samsung Galaxy Watch Active2

- Subscription to the VeoSens 

- Health Management App

- Base Bonus Cover starting from R50 000

- Cover grows in two ways: 50% by monitoring activities on your Samsung Galaxy Watch Active2 and another 50% by making positive lifestyle changes.

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1LIFE DISABILITY COVER

- Standalone policy

- Full medical underwriting including HIV test

- No waiting periods applicable

- Event or Occupation based disability

- 50% or 100% pay-out

Guaranteed Assurabilty of up to 25%

- 5-year premium waiver benefit

- Selected retirement age


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1LIFE dread disease COVER

- Standalone policy

- Full medical underwriting including HIV test

- No waiting periods applicable

- Life Impacting pay-out -25%

- Life threatening pay-out - 100%

- Guaranteed Assurability of up 25%

- Whole of life policy

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1LIFE all woman COVER

- Standalone policy cover for women

- Limited underwriting with no HIV test

- Female and children's cancers

- Pregnancy and new-born complications

- accidental HIV exposure

- Lupus

- Additional tailored female lifestyle benefits

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1LIFE EXPENSE PROTECTOR COVER

- Standalone policy

- Full medical underwriting with HIV test

- 3-montj waiting period or 1 month if self-employed

- Own occupation and Event based

- Level sum assured or increasing at 5%

- Up to retirement age of 65

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